NetWellth is a 401(k) operating system that gives employers, employees, and advisors real-time visibility into plan fees, participation rates, compliance status, and overall plan health. It replaces fragmented vendors and manual processes with a unified technology platform.

How much does NetWellth cost?

NetWellth has $0 startup cost and plans can go live in 48 hours. The all-in fee is 1% of plan assets, which covers recordkeeping via 401GO, fiduciary oversight via 401kWatchdog, compliance automation, and advisory services.

What SECURE 2.0 tax credits are available?

Small businesses starting a new 401(k) can receive up to $182,500 in IRS tax credits under SECURE 2.0: up to $5,000/year for 3 years in plan startup credits, up to $1,000 per employee for 5 years in employer contribution credits, and $500/year for 3 years for including auto-enrollment.

How is NetWellth different from a traditional 401(k)?

Traditional 401(k) plans offer little to no real-time visibility — fees are hidden, participation issues go undetected, and fiduciary gaps compound silently. NetWellth provides a live dashboard, automated enrollment, continuous compliance testing, and AI-powered fiduciary monitoring through 401kWatchdog.

Does NetWellth work with my existing advisor?

Yes. NetWellth is advisor-agnostic. The platform layers real-time plan intelligence on top of any existing advisor relationship. Advisors can also become NetWellth partners to deliver enhanced services to their clients.

How quickly can a 401(k) plan go live with NetWellth?

Plans powered by NetWellth and 401GO can go live in as little as 48 hours. Setup is handled end-to-end with zero upfront cost.

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About — About on NetWellth, Retirement Plan System. Digital intelligence.
Advisor Client Detail — Advisor Client Detail on NetWellth, Retirement Plan System. Digital intelligence.
Advisor Clients — Advisor Clients on NetWellth, Retirement Plan System. Digital intelligence.
Advisor Landing — Advisor Landing on NetWellth, Retirement Plan System. Digital intelligence.
Advisor Portal — Advisor Portal on NetWellth, Retirement Plan System. Digital intelligence.
Affiliate Dashboard — Affiliate Dashboard on NetWellth, Retirement Plan System. Digital intelligence.
Affiliate Login — Affiliate Login on NetWellth, Retirement Plan System. Digital intelligence.
Affiliate Program — Affiliate Program on NetWellth, Retirement Plan System. Digital intelligence.
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Comparison — Comparison on NetWellth, Retirement Plan System. Digital intelligence.
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ERISA Compliance — ERISACompliance on NetWellth, Retirement Plan System. Digital intelligence.
Engagement Infrastructure — Engagement Infrastructure on NetWellth, Retirement Plan System. Digital intelligence.
Event Invite — Event Invite on NetWellth, Retirement Plan System. Digital intelligence.
Fee Engineering — Fee Engineering on NetWellth, Retirement Plan System. Digital intelligence.
Fiduciary Oversight — Fiduciary Oversight on NetWellth, Retirement Plan System. Digital intelligence.
Financial Education — Financial Education on NetWellth, Retirement Plan System. Digital intelligence.
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Plan Benchmarking — Plan Benchmarking on NetWellth, Retirement Plan System. Digital intelligence.
Plan Intelligence — Plan Intelligence on NetWellth, Retirement Plan System. Digital intelligence.
Plan Intelligence Funnel — Plan Intelligence Funnel on NetWellth, Retirement Plan System. Digital intelligence.
Platform401 GO — Platform401GO on NetWellth, Retirement Plan System. Digital intelligence.
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Pricing — Pricing on NetWellth OS™. The Plan Intelligence Platform for High-Performance Retirement Plans.
Secure2 Calculator — Secure2Calculator on NetWellth, Retirement Plan System. Digital intelligence.
Secure2 Guide — Secure2Guide on NetWellth, Retirement Plan System. Digital intelligence.
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Strategic Demo — Strategic Demo on NetWellth, Retirement Plan System. Digital intelligence.
Verify Demo Access — Verify Demo Access on NetWellth OS™. The Plan Intelligence Platform for High-Performance Retirement Plans.