The Problem with Conventional 401(K) Plans
Outdated Plans limit investment options, disengage employees, and often hide conflicts of interest like kickbacks.
Our Innovative Approach
Simpler, Smarter, and Fully Transparent Retirement Solutions
NetWellth eliminates the inefficiencies plaguing conventional 401(K) Plans. We empower organizations with:

Access To The World of Investments—No Kickbacks
Say goodbye to limited options and hidden incentives. Our transparent approach ensures your employees get the investments that work best for them.

Smarter, Employee-First Solutions
Our partners are technology companies, so we offer smart tools for smarter planning: Employees gain confidence in their retirement journey, while employers experience effortless Plan management and oversight.

100% Transparent Pricing, 0% Hidden Fees
Complex pricing strategies are a thing of the past. NetWellth keeps it simple—no hidden fees, no unnecessary services, and no kickbacks; just clear value for your business and employees.
Customizable Investment Options That You Know and Trust

Vanguard

Fidelity

American Funds

TIAA CREF

Franklin Templeton

Logo PIMCO

Logo T. Rowe Price

Logo Dodge & Cox
Included: Ai-Powered 3(38) Investment Plan Fiduciary
Why NetWellth?
We don’t just manage 401(K)'s, we OPTIMIZE them.
Our tech-first approach is designed to build efficiency and foster loyalty by helping every employee feel confident and in control of their financial future.
Fee Engineering
Gain employee confidence when you say goodbye to hidden & unnecessary fees, forever! We'll help you step into technology-driven transparency, often resulting in 30-60% lower Annual Plan Fees.
Greater Employee Engagement
Our mix of online and on-site employee meetings empowers employees to get involved and take charge.
Stronger Retention
By offering a better retirement plan, you’ll attract top talent, keep them engaged, and reduce costly turnover.
Automated Reporting & Compliance
Effortless Administration: Managing reporting and compliance is now easier than ever.


The NetWellth Advantage
Financial Wealth & Wellness
We use workforce analytics to tailor benefits that maximize employee engagement & retention.
Financial Wellness = Productivity
Less financial stress means fewer absences and a more engaged, focused workforce.
Lower Turnover, Higher Retention
We track employee turnover’s financial impact and optimize benefits to cut hiring costs and improve retention.
Benefits That Drive ROI
Our 401(k) and financial wellness solutions aren’t just benefits—they’re a strategic advantage for your bottom line.
Expert Insights to Elevate Your Company’s Retirement Offerings
Explore insightful content that keeps you ahead of the curve and connected to the pulse of what's happening.

Engage, Enroll, and Empower: A Guide to Offering a 401(K) Plan Employees Trust
Offering a 401(K) plan employees trust isn’t just about retirement savings; it’s about creating financial confidence, loyalty, and long-term success for your business. Learn how to implement a plan that works for everyone.

How Financial Education Drives Employee Engagement and Benefits Comprehension
Investing in financial education is more than just a perk; it’s a transformative strategy for organizations. By equipping employees with the tools to make informed financial decisions, companies enhance loyalty, reduce stress, and create a more engaged and productive workforce.

Beyond 401(K): Why Companies Are Adding Cash Balance and Profit-Sharing Plans to Their Benefits Packages
Offering diverse retirement plans—like cash balance and profit-sharing options—allows businesses to meet varied employee financial needs, improve retention, and build a stronger, more engaged workforce. Learn how these plans can future-proof your benefits package.