A Better Way to 401(K)

Empowering Employees.
Reducing Costs.
Driving Success.

401(K), Profit Sharing, and Cash Balance Plans, OPTIMIZED!

The Problem with Conventional 401(K) Plans

Outdated Plans limit investment options, disengage employees, and often hide conflicts of interest like kickbacks.

Unnecessary features and hidden fees that erode investment returns without delivering tangible benefits.

Just 1% in extra fees can cost employees 10 years of retirement income.

Employees pay for services they don’t use.

Most 401(K) Plans come with services no one uses but everyone pays for.

The result? Disengaged employees, higher turnover, and wasted resources.

It’s time for a better way to 401(K).

Our Innovative Approach

Simpler, Smarter, and Fully Transparent Retirement Solutions

NetWellth eliminates the inefficiencies plaguing conventional 401(K) Plans. We empower organizations with:

NetWellth - Tech-Powered 401(K) Solutions (3)

Access To The World of Investments—No Kickbacks

Say goodbye to limited options and hidden incentives. Our transparent approach ensures your employees get the investments that work best for them.

NetWellth - Employee Engagement

Smarter, Employee-First Solutions

Our partners are technology companies, so we offer smart tools for smarter planning: Employees gain confidence in their retirement journey, while employers experience effortless Plan management and oversight.

NetWellth - Our Process (1)

100% Transparent Pricing, 0% Hidden Fees

Complex pricing strategies are a thing of the past. NetWellth keeps it simple—no hidden fees, no unnecessary services, and no kickbacks; just clear value for your business and employees.

Customizable Investment Options That You Know and Trust

Included: Ai-Powered 3(38) Investment Plan Fiduciary

Why NetWellth?

We don’t just manage 401(K)'s, we OPTIMIZE them.

Our tech-first approach is designed to build efficiency and foster loyalty by helping every employee feel confident and in control of their financial future.

  • Fee Engineering

    Gain employee confidence when you say goodbye to hidden & unnecessary fees, forever! We'll help you step into technology-driven transparency, often resulting in 30-60% lower Annual Plan Fees.

  • Greater Employee Engagement

    Our mix of online and on-site employee meetings empowers employees to get involved and take charge.

  • Stronger Retention

    By offering a better retirement plan, you’ll attract top talent, keep them engaged, and reduce costly turnover.

  • Automated Reporting & Compliance

    Effortless Administration: Managing reporting and compliance is now easier than ever.

Innovative Planning - NetWellth (1)
Targeted Solutions for Diverse Workforces - NetWellth

The NetWellth Advantage

Financial Wealth & Wellness

We use workforce analytics to tailor benefits that maximize employee engagement & retention.

  • Financial Wellness = Productivity

    Less financial stress means fewer absences and a more engaged, focused workforce.

  • Lower Turnover, Higher Retention

    We track employee turnover’s financial impact and optimize benefits to cut hiring costs and improve retention.

  • Benefits That Drive ROI

    Our 401(k) and financial wellness solutions aren’t just benefits—they’re a strategic advantage for your bottom line.

Expert Insights to Elevate Your Company’s Retirement Offerings

Explore insightful content that keeps you ahead of the curve and connected to the pulse of what's happening.

Engage, Enroll, and Empower A Guide to Offering a 401(K) Plan Employees Trust
Engage, Enroll, and Empower: A Guide to Offering a 401(K) Plan Employees Trust

Offering a 401(K) plan employees trust isn’t just about retirement savings; it’s about creating financial confidence, loyalty, and long-term success for your business. Learn how to implement a plan that works for everyone.

How Financial Education Drives Employee Engagement and Benefits Comprehension (1)
How Financial Education Drives Employee Engagement and Benefits Comprehension

Investing in financial education is more than just a perk; it’s a transformative strategy for organizations. By equipping employees with the tools to make informed financial decisions, companies enhance loyalty, reduce stress, and create a more engaged and productive workforce.

Business people discussing Cash Balance and Profit Sharing Plans in meeting.
Beyond 401(K): Why Companies Are Adding Cash Balance and Profit-Sharing Plans to Their Benefits Packages

Offering diverse retirement plans—like cash balance and profit-sharing options—allows businesses to meet varied employee financial needs, improve retention, and build a stronger, more engaged workforce. Learn how these plans can future-proof your benefits package.

Ready to Transform Your 401(K)?

Don’t let outdated retirement plans hold your organization back. NetWellth’s transparent approach solves this by streamlining plan designs, minimizing costs, and maximizing engagement. 

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