A Better Way to 401(K)

Empowering Employees.
Reducing Costs.
Driving Success.

401(K), Profit Sharing, and Cash Balance Plans, Optimized!

The Problem with Conventional 401(K) Plans

These outdated systems fail to engage employees, limit their access to the broader investment world, and often include conflicts of interest like kickbacks.

Most conventional 401(K) Plans bundle unnecessary features and hidden fees that erode investment returns without delivering tangible benefits.

For every seamingly small 1% in fees, the average career saver will lose 10 years of retirement income.

Your employees are paying for services they don’t use—and shouldn’t have to.

Most 401(K) Plans come with services no one uses but everyone pays for.

The Result: Employees are disengaged and unprepared for retirement.

Meanwhile, your organization struggles with turnover, low morale, and wasted resources.

It’s time for a better way to 401(K).

Our Innovative Approach

Smarter, Simpler, and Fully Transparent Retirement Solutions

NetWellth eliminates the inefficiencies and unnecessary costs plaguing conventional 401(K) Plans. We empower employees with:

NetWellth - Employee Engagement

Smarter, Employee-First Solutions

Our partners are technology companies, so we offer smart tools for smarter planning: Employees gain confidence in their retirement journey, while employers experience effortless Plan management and oversight.

NetWellth - Tech-Powered 401(K) Solutions (3)

Access To The World of Investments—No Kickbacks

Say goodbye to limited options and hidden incentives. Our transparent approach ensures your employees get the investments that work best for them.

NetWellth - Our Process (1)

100% Transparent Pricing, 0% Hidden Fees

Complex pricing strategies are a thing of the past. NetWellth keeps it simple—no hidden fees, no unnecessary services, and no kickbacks; just clear value for your business and employees.

Why NetWellth?

We don’t just manage 401(K)'s, we Optimize them.

Our tech-first approach is designed to build efficiency and foster loyalty by helping every employee feel confident and in control of their financial future.

  • Lower Costs

    Our easy-to-understand pricing eliminates hidden costs, protects employee savings, and can result in 30% to 60% lower Plan fees.

  • Higher Participation Rates

    The proper mix of automation and on-site education empowers employees to get involved and take charge.

  • Stronger Retention

    By offering a better retirement plan, you’ll attract top talent, keep them engaged, and reduce costly turnover.

  • Automated Reporting & Compliance

    Effortless Administration: Managing reporting and compliance is now easier than ever.

Innovative Planning - NetWellth (1)
Targeted Solutions for Diverse Workforces - NetWellth

The NetWellth Advantage

Clear, Simple, and Supported

At NetWellth, we’re redefining what it means to provide exceptional workplace retirement plans and services. Here’s why businesses choose us:

  • Clear and Easy-to-Understand

    No jargon, no complexity—just straightforward solutions that make sense. We simplify every step of workplace retirement planning so you and your employees are not left confused and can focus on what matters most.

  • Simple and Seamless

    Our intuitive tools and tech-driven platform make managing your 401(K) effortless. From our 48-hour implementation to everyday administration, we make managing your retirement plan simple and seamless for you.

  • Always Here For You

    Whether it’s a quick question or detailed guidance, you can reach your dedicated consultant through text message, email, or your favorite social media messenger—whatever works best for you. With us, help is always just a quick message away.

Expert Insights to Elevate Your Company’s Retirement Offerings

Explore insightful content that keeps you ahead of the curve and connected to the pulse of what's happening.

Engage, Enroll, and Empower A Guide to Offering a 401(K) Plan Employees Trust
Engage, Enroll, and Empower: A Guide to Offering a 401(K) Plan Employees Trust

Offering a 401(K) plan employees trust isn’t just about retirement savings; it’s about creating financial confidence, loyalty, and long-term success for your business. Learn how to implement a plan that works for everyone.

How Financial Education Drives Employee Engagement and Benefits Comprehension (1)
How Financial Education Drives Employee Engagement and Benefits Comprehension

Investing in financial education is more than just a perk; it’s a transformative strategy for organizations. By equipping employees with the tools to make informed financial decisions, companies enhance loyalty, reduce stress, and create a more engaged and productive workforce.

Business people discussing Cash Balance and Profit Sharing Plans in meeting.
Beyond 401(K): Why Companies Are Adding Cash Balance and Profit-Sharing Plans to Their Benefits Packages

Offering diverse retirement plans—like cash balance and profit-sharing options—allows businesses to meet varied employee financial needs, improve retention, and build a stronger, more engaged workforce. Learn how these plans can future-proof your benefits package.

Ready to Transform Your 401(K)?

Don’t let outdated retirement plans hold your organization back. NetWellth’s transparent approach solves this by streamlining plan designs, minimizing costs, and maximizing engagement. 

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